/**
 * personal-loans — page-specific Home & Borrowing layout (Hero + FAQ stay on shared tokens).
 */

.pl-rail-intro__wrap {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: clamp(1rem, 3vw, 1.5rem);
  align-items: start;
}

.pl-rail-intro__rail {
  width: 4px;
  min-height: 6.5rem;
  border-radius: 999px;
  background: linear-gradient(
    180deg,
    var(--color-accent, #2a6fa8),
    rgba(42, 111, 168, 0.25)
  );
}

.pl-rail-intro__eyebrow {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--color-accent, #2a6fa8);
  margin: 0 0 0.5rem;
}

.pl-rail-intro__lede {
  font-size: clamp(1.02rem, 1.9vw, 1.125rem);
  line-height: 1.65;
  color: rgba(11, 27, 58, 0.88);
  margin: 0 0 1rem;
  max-width: 52rem;
}

.pl-rail-intro__bullets {
  margin: 0;
  padding-left: 1.15rem;
  color: rgba(11, 27, 58, 0.82);
  line-height: 1.55;
  max-width: 48rem;
}

.pl-rail-intro__bullets li + li {
  margin-top: 0.45rem;
}

.pl-purpose-mosaic__head {
  max-width: 46rem;
  margin-bottom: clamp(1.25rem, 3vw, 1.75rem);
}

.pl-purpose-mosaic__grid {
  display: grid;
  gap: 0.85rem;
}

@media (min-width: 880px) {
  .pl-purpose-mosaic__grid {
    grid-template-columns: 1.05fr 1fr;
    grid-template-rows: auto auto;
    gap: 1rem;
  }

  .pl-purpose-mosaic__tile--span {
    grid-row: 1 / span 2;
  }
}

.pl-purpose-mosaic__tile {
  display: flex;
  flex-direction: column;
  gap: 0.45rem;
  padding: clamp(1.1rem, 2.5vw, 1.45rem);
  border-radius: var(--radius-lg, 14px);
  border: 1px solid rgba(45, 66, 96, 0.14);
  background: var(--color-white, #fff);
  text-decoration: none;
  color: inherit;
  box-shadow: 0 1px 0 rgba(11, 27, 58, 0.04);
  transition: border-color 0.18s ease, box-shadow 0.18s ease, transform 0.18s ease;
}

.pl-purpose-mosaic__tile:hover {
  border-color: rgba(42, 111, 168, 0.45);
  box-shadow: 0 10px 28px rgba(11, 27, 58, 0.08);
  transform: translateY(-2px);
}

.hb-section--alt .pl-purpose-mosaic__tile {
  background: rgba(255, 255, 255, 0.72);
}

.pl-purpose-mosaic__index {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  color: rgba(11, 27, 58, 0.45);
}

.pl-purpose-mosaic__title {
  font-family: var(--font-serif, "Source Serif 4", Georgia, serif);
  font-size: 1.15rem;
  font-weight: 700;
  margin: 0;
  line-height: 1.25;
  color: var(--color-navy-950, #0b1b3a);
}

.pl-purpose-mosaic__text {
  margin: 0;
  font-size: 0.95rem;
  line-height: 1.55;
  color: rgba(11, 27, 58, 0.78);
  flex-grow: 1;
}

.pl-purpose-mosaic__link {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-accent, #2a6fa8);
  margin-top: 0.25rem;
}

.pl-purpose-mosaic__tile:hover .pl-purpose-mosaic__link {
  text-decoration: underline;
}

.pl-flow-rail__layout {
  display: grid;
  gap: clamp(1.5rem, 4vw, 2.25rem);
}

@media (min-width: 900px) {
  .pl-flow-rail__layout {
    grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
    align-items: start;
  }

  .pl-flow-rail__intro {
    position: sticky;
    top: 1.25rem;
  }
}

.pl-flow-rail__timeline {
  list-style: none;
  margin: 0;
  padding: 0 0 0 1.35rem;
  border-left: 2px solid rgba(45, 66, 96, 0.18);
}

.pl-flow-rail__step {
  position: relative;
  padding-bottom: clamp(1.35rem, 3vw, 1.85rem);
}

.pl-flow-rail__step:last-child {
  padding-bottom: 0.15rem;
}

.pl-flow-rail__step::before {
  content: "";
  position: absolute;
  left: calc(-1.35rem - 7px);
  top: 0.35rem;
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: var(--color-white, #fff);
  border: 2px solid var(--color-accent, #2a6fa8);
  box-shadow: 0 0 0 3px rgba(42, 111, 168, 0.12);
}

.pl-flow-rail__step-label {
  margin: 0 0 0.2rem;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-accent, #2a6fa8);
}

.pl-flow-rail__step-title {
  margin: 0 0 0.45rem;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-navy-950, #0b1b3a);
}

.pl-flow-rail__step-text {
  margin: 0;
  font-size: 0.95rem;
  line-height: 1.58;
  color: rgba(11, 27, 58, 0.8);
  max-width: 40rem;
}

.pl-editorial-split__grid {
  display: grid;
  gap: clamp(1.35rem, 3.5vw, 2.25rem);
  align-items: start;
}

@media (min-width: 880px) {
  .pl-editorial-split__grid {
    grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr);
  }
}

.pl-editorial-split__figure {
  margin: 0;
  border-radius: var(--radius-lg, 14px);
  overflow: hidden;
  border: 1px solid rgba(45, 66, 96, 0.12);
  box-shadow: var(--shadow-soft, 0 12px 32px rgba(11, 27, 58, 0.08));
}

.pl-editorial-split__figure img {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 10;
  object-fit: cover;
}

.pl-editorial-split__cap {
  font-size: 0.8125rem;
  line-height: 1.45;
  padding: 0.55rem 0.75rem 0.7rem;
  background: var(--color-cream, #f7f4ef);
  color: rgba(11, 27, 58, 0.68);
}

.pl-editorial-split__copy p {
  margin: 0 0 1rem;
  line-height: 1.65;
  color: rgba(11, 27, 58, 0.84);
}

.pl-editorial-split__quote {
  margin: 1.25rem 0;
  padding: 1rem 1.1rem 1.05rem;
  border-left: 3px solid var(--color-accent, #2a6fa8);
  background: rgba(42, 111, 168, 0.06);
  border-radius: 0 var(--radius-md, 10px) var(--radius-md, 10px) 0;
}

.pl-editorial-split__quote p {
  margin: 0 0 0.5rem;
  font-size: 1.05rem;
  font-style: italic;
  font-family: var(--font-serif, Georgia, serif);
  color: var(--color-navy-950, #0b1b3a);
}

.pl-editorial-split__quote footer {
  font-size: 0.8125rem;
  color: rgba(11, 27, 58, 0.62);
}

.pl-rate-board__grid {
  display: grid;
  gap: clamp(1.35rem, 3vw, 2rem);
  align-items: start;
}

@media (min-width: 900px) {
  .pl-rate-board__grid {
    grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr);
  }
}

.pl-rate-board__dl {
  margin: 0;
}

.pl-rate-board__row {
  display: grid;
  gap: 0.25rem 1rem;
  padding: 0.85rem 0;
  border-bottom: 1px solid rgba(45, 66, 96, 0.12);
}

@media (min-width: 640px) {
  .pl-rate-board__row {
    grid-template-columns: 9.5rem 1fr;
    align-items: baseline;
  }
}

.pl-rate-board__row:last-child {
  border-bottom: none;
}

.pl-rate-board__row dt {
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--color-navy-950, #0b1b3a);
}

.pl-rate-board__row dd {
  margin: 0;
  font-size: 0.95rem;
  line-height: 1.55;
  color: rgba(11, 27, 58, 0.8);
}

.pl-rate-board__figure {
  margin: 0;
  border-radius: var(--radius-lg, 14px);
  overflow: hidden;
  border: 1px solid rgba(45, 66, 96, 0.1);
}

.pl-rate-board__figure img {
  display: block;
  width: 100%;
  height: auto;
}

.pl-rate-board__cap {
  font-size: 0.8125rem;
  line-height: 1.45;
  padding: 0.5rem 0.75rem;
  background: var(--color-cream, #f7f4ef);
  color: rgba(11, 27, 58, 0.65);
}

.pl-strip-cta__inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1rem 1.5rem;
  padding: clamp(1.1rem, 2.5vw, 1.45rem) clamp(1.15rem, 2.5vw, 1.5rem);
  border-radius: var(--radius-lg, 14px);
  border: 1px solid rgba(45, 66, 96, 0.12);
  background: linear-gradient(
    120deg,
    rgba(42, 111, 168, 0.09),
    rgba(255, 255, 255, 0.4)
  );
}

.pl-strip-cta__text {
  margin: 0;
  max-width: 36rem;
  font-size: 0.98rem;
  line-height: 1.55;
  color: rgba(11, 27, 58, 0.85);
}

.pl-strip-cta__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
}

.pl-icon-hubs__grid {
  display: grid;
  gap: 1rem;
}

@media (min-width: 720px) {
  .pl-icon-hubs__grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.pl-icon-hub {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  padding: clamp(1.1rem, 2.2vw, 1.35rem);
  border-radius: var(--radius-lg, 14px);
  border: 1px solid rgba(45, 66, 96, 0.12);
  background: var(--color-white, #fff);
  text-decoration: none;
  color: inherit;
  transition: border-color 0.18s ease, box-shadow 0.18s ease;
}

.pl-icon-hub:hover {
  border-color: rgba(42, 111, 168, 0.4);
  box-shadow: 0 10px 26px rgba(11, 27, 58, 0.07);
}

.pl-icon-hub__glyph {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 3rem;
  height: 3rem;
  border-radius: 12px;
  background: rgba(42, 111, 168, 0.1);
  color: var(--color-accent, #2a6fa8);
}

.pl-icon-hub__title {
  margin: 0;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-navy-950, #0b1b3a);
}

.pl-icon-hub__text {
  margin: 0;
  flex-grow: 1;
  font-size: 0.92rem;
  line-height: 1.5;
  color: rgba(11, 27, 58, 0.76);
}

.pl-icon-hub__cta {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-accent, #2a6fa8);
}

.pl-icon-hub:hover .pl-icon-hub__cta {
  text-decoration: underline;
}

@media (max-width: 640px) {
  .pl-rail-intro__wrap {
    grid-template-columns: 1fr;
  }

  .pl-rail-intro__rail {
    width: 100%;
    min-height: 4px;
  }
}